And why I stopped

We tend to read a lot of writing advice on the internet, in the hopes that there will be some magic formula that will propel us into stardom.

Even though I wrote a blog for 10 years before I started taking Medium seriously, I decided to follow a lot of the writing advice that was posted. I mean, these guys had sort of made it on Medium. Apparently, they were making good money from it and I thought: why not?

I voraciously read all the articles, put the advice to good use and worked up a storm on my keyboard…

Self Improvement

You don’t have to be an extrovert to put yourself out there

Photo by Austin Distel on Unsplash

I’ve never been any good at blowing my own trumpet. But, someone told me a long time ago, it’s essential to survival. If you don’t market yourself, someone else will and he may not get it right.

I’m not a shy person but, I’m also not the kind of person who can boast about my accomplishments. I do say things here and there but, I try to watch myself to never seem arrogant. For me, the things I’ve achieved are more fun stories to tell, rather than a marketing technique.

This is not good and honestly, I feel I’ve lagged…

Investing Due Diligence

One reason I like reading annual reports and earnings transcripts is because I learn a lot about the sector, the industry and the market. Sure, you could read industry reports which will probably give you a more comprehensive picture but where’s the fun in that? I find it far more entertaining to learn about industries from companies.

For example, when you look at reports for Paypal or Square, you get a fair amount of information about the online payment industry, the risks companies face and the potential for long term growth. I actually used this recently for an investment proposal…


Where does one stop and the other one begin?

These days I can’t tell anymore. Actually I could never tell. I always took what people said at face value. I never thought people lied unless they really needed to.

Photo by Ashkan Forouzani on Unsplash

Let’s take the example of a guy who recently told me about closing a deal with Blackstone, one the largest investment firms in the world. While I didn’t say anything immediately, I realized that Blackstone would never be involved in a deal like that. 17 years in the financial industry has me taught something; it’s taught me how to smell a blatant lie.

Another example is of a person who…

Writing may be hard work but, it shouldn’t be difficult. For over a month, it’s been difficult for me. Not only have I been completely absorbed by work, I’ve also…


An important asset that can give you more information than you think

Screenshot by Author from BMY financial statements

An often overlooked item on the balance sheet is Goodwill. I mean it’s just sitting there, right? It doesn’t really do anything and doesn’t move much, at least not anymore. In their zeal for analyzing the results, most people skip over the Goodwill item and head straight for the Revenues and Earnings, because that’s what drives the numbers, and therefore, stock prices.

Most of us live under the misconception that since it’s an asset, it’s a good thing. After all, isn’t that we’ve always learned: Assets = Good; Liabilities = Bad.

Ask an accountant, and you’ll get a very simple…

The world has changed and so should you

Photo by Tim Marshall on Unsplash

For the longest time, I’ve always thought that people care about me. I’ve always thought my manager would promote me because he cares about my well-being. I’ve always thought that my friends reach out to me because they want to help me.

Turns out none of this is true. There are a few people in your life that will genuinely care about you. You may not recognize it immediately, but eventually you will realize what you really mean to people.

I don’t mean for this to sound like a pity party. Honestly, I can completely understand the feeling. We only…

There have been some interesting trends in the market. Seems like all the soothsayers were right. People are being asked not to go back to work; “working from home” is…

Photo by Thomas Bormans on Unsplash


A little bit of reflection on what has been a year to remember

As we come to the end of the year, I thought I would have something profound to say. Yet, I find myself at a loss for the right words. I find myself feeling a little empty thinking about all the people whose lives will never be the same again.

This is not a year anyone can describe, although many are trying.

There are places around the world where people are getting ready to celebrate the New Year and I wonder to myself whether that is prudent, I wonder whether that is right. I know the news of a vaccine is…


Don’t let anyone tell you otherwise

Photo by Artem Beliaikin on Unsplash

Happiness is elusive to most people. Somewhere along the way of life, we get lost on the path in search of our happiness. That’s because we don’t know where we’re going. We don’t sit and think about what happiness would like for us. We have some abstract idea in our head that we think would make us happy, but how many people actually visualize living life like that.

Define Your Happiness

It’s important to know what you want if you want to attain it. I see people putting up vision boards and making bucket lists. Excellent ideas but, if you want to make…

Ayesha Tariq

Mother, consultant, banker | Love writing, coffee, reading and rain... not necessarily in that order | Always on the Self-Improvement Bandwagon

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